About Me

Hey, I’m YM! I’m a lady who lives in Australia.

I’m a software engineer who loves applying an engineering mindset to life — that means making messy problems simple and clear, figuring out what to do next, and avoiding overthinking whenever possible.

This blog is my corner to share:

• How to make property investment decisions with confidence
• Ways to reduce cash flow stress and mental load
• Simple frameworks for clarity and direction in personal finance and life

Why? Because life gets complicated, and it’s easy to feel stuck or stressed. I want to give you tools and practical advice so you can make smart choices without losing sleep.

Some examples of what I cover:

• Using decision matrices to evaluate whether to hold, sell, or refinance a property
• How tenant-friendly laws in Australia can affect your options (Domain example)
• The potential impact of tax changes, like future CGT discount reductions (ABC News)

Basically, this blog is about making decisions that make sense, keeping your life tidy and predictable where possible, and still leaving room for flexibility and opportunity. Changing is just too normal and we need to adapt to it, but we can do it in a way that’s less stressful and more intentional.

Think of it as engineering applied to life — breaking down complex problems so you can take confident action and spend less time worrying =].